Banana Cream Cheesecake – Cheesecake Factory Copycat
Banana Cream Cheesecake features a rich and velvety filling with a thick Bavarian custard layer nestled in a vanilla wafer crust. It is bursting with banana flavor and loaded with fluffy whipped cream, making it a phenomenal dessert! You may have had it at The Cheesecake Factory, but I assure you that with this recipe, you will not miss out on anything by making it at home. Every bite is pure, heavenly delight.
I am a huge fan of Cheesecake Factory desserts, and it’s kind of my mission to recreate those masterpieces at home. I have a whole section on the blog dedicated to them. Definitely make sure you try the specialty Anniversary Red Velvet Cake and the Oreo Dream Extreme cake.
Table of contents
Banana Cream Cheesecake is such a dreamy dessert! It tastes like fragrant, fresh bananas and features homemade Bavarian custard cream. For extra indulgence, I added more fresh bananas and whipped cream on top! A guaranteed hit, and elegant enough for special occasions. Every layer is a celebration of delicate flavors and textures!
This is the homemade version of the famous dessert you can find at the Cheesecake Factory. The best part is that at home, you can make it for far less money and control the freshness and quality of the ingredients. I like this recipe so much that I make it for summertime birthdays, barbecues, and picnics. But it is not just a summertime treat. You can get bananas any time of the year, so no excuses here, just make it and thank me later!

Why you will love this recipe
- Less expensive: I love the Cheesecake Factory, but I feel like a leave a fortune there when I indulge in dinner and some desserts. Making this cake at home is way better for my credit card.
- Tastes as good as the restaurant’s: The cake is decadent and indulgent, and if yoy tried the original, you will be able to appreciate my version, since it’s so similar.
- Made with fresh ingredients: Everything is made fresh, and you can control the quality of the ingredients.
- Perfect for special occasions: This is fancy enough for dinner parties or just backyard get-togethers, and it’s guaranteed to impress everyone.
What you will need
- For the crust: Every layer is an opportunity to highlight different textures and flavors. For the crust, I use a mixture of vanilla wafers, melted butter, white sugar, and just a pinch of cinnamon powder.
- The cheesecake layer: The cheesecake is rich and decadent, made with cream cheese, sour cream, eggs, cornstarch for extra stability and thickening, sugar, and a bit of flour. I also add banana extract and fresh bananas.
- The Bavarian cream: This is what makes this cheesecake extra special, and it is made with gelatin, milk, egg yolks, heavy whipping cream, banana extract, and two types of sugar: powdered and white granulated.
- Topping: The final layer is the topping, which is just homemade whipped cream made with heavy whipping cream, powdered sugar, and vanilla extract.
How to prepare
The steps may look complex, but don’t panic. It’s actually easy when you focus on one layer at a time. Let me walk you through the process:
Making the crust
- I crush the wafers and mix them with the remaining crust ingredients until the mixture is uniformly moist.
- I press the mixture firmly into a springform, bake for about 10 minutes at 325F, and let it cool. After that, I decrease the oven temperature to 300F.
Baking the cheesecake filling
- I beat the room-temperature cream cheese with the flour, sugar, and a little cornstarch until perfectly smooth.
- After that, I add the pure banana extract and sour cream, followed by the pureed bananas.
- I carefully transfer the mixture onto the baked wafer crust, level the top, and bake the banana cheesecake in a water bath for 1.5 hrs., until slightly jiggly but the edges are mostly set.
- I let it cool for around 30 mins inside the oven after turning it off.
Making the Bavarian cream
- I start by whisking the yolks, then warming the cream with the banana extract and sugar until hot.
- After that, I carefully emper the yolks with the hot cream mixture, then return everything to the pan. Cook over a hard simmer until the custard thickens, then I stir in the gelatin and let the mixture cool.
- Meanwhile, whisk more cream with the powdered sugar until stiff peaks form, then gently fold it into the cooled Bavarian custard and spread it over the cooled cheesecake.
- I chill the cake for around 6 hours, or longer, until it’s completely firm.
Whipping the topping
- I whip the chilled cream with the powdered sugar and vanilla until stiff peaks form. After that, I pipe using my favorite tip on top of the cheesecake and finish the cake with more banana slices.
Expert tip
Smooth Bavarian cream
I have had many questions about Bavarian cream, such as what it is and how it differs from other creams. I like using Bavarian cream in this recipe because it is a more substantial, egg-based topping that blends well with the banana cream and adds another layer of lusciousness to the cheesecake. The French dessert is deliciously decadent on its own, but it is perfection on top of this light and fluffy cheesecake.
Although it is heavier than diplomat cream, that is what makes this cheesecake so unique. The problem with making this cream is that the egg yolks can curdle if you add the hot cream mixture too quickly. That’s why I highly recommend adding the cream little by little and always whisking the egg mixture vigorously. This way, the yolks will temper, and the mixture will be smooth and creamy. To remove any lumps, pour it through a sieve or fine strainer.
More tips to consider
- Make sure the ingredients are at room temperature before mixing them to avoid lumps.
- Use a water bath for this cheesecake so you do not have to worry about cracks.
- Be sure to wrap the pan in heavy-duty aluminum foil to prevent water leakage when using a water bath.
- Also, let the cheesecake cool slowly by cracking the oven door for an hour before removing it.
- Use Cool Whip or canned whipped topping to save time instead of making your own.

Recipe variations and add-ins:
- Banana split cheesecake: Add some strawberry sauce on top and a bit of chocolate syrup to turn this into a banana split cheesecake.
- Other cookies: Use graham crackers, Oreos, or another type of cookie for the crust, too.
- Different fruits: I have added other fruits to this cheesecake, including chopped berries, peaches, and pineapples.
- Add rainbow sprinkles: Make this a festive cheesecake by adding some sprinkles or other decorations.
- Make into bars: Use a 9×13-inch springform pan and cut your cheesecake into rectangles to make individual bars. Just cut the cooking time to 70-75 minutes.
- Caramel drizzle: Make this banana cheesecake extra decadent with my rich, gooey caramel sauce drizzled on top.
Serving suggestions:
This luxurious cake should always be served chilled, and I recommend adding the fresh banana slices right before serving; they will turn brown. To get perfect slices, clean the knife after every cut and run it under cold water. I like to serve the slices paired with a dollop of homemade whipped cream, caramel sauce, or dulce de leche and a sprinkle of high-quality cinnamon powder.
Whether you are serving prime rib or pepperoni pizza, banana cream cheesecake will be a showstopper at the end of the meal. Make sure you have enough for everybody! For a delicious beverage to go with it, try my strawberry banana smoothie. It is fast and easy to make with just five ingredients. Turn your backyard into a tropical paradise with this cake and some beverages like coconut mojitos and kiwi margaritas. The kids can have pineapple lemonade.
How to store:
- Refrigerate: Wrap individually or in a sealed container in the fridge for up to three days.
- Freezing: To keep your leftovers longer, wrap them in plastic and freeze them individually in freezer bags or together in a freezer-safe container for several months.
- Defrost: Be sure to put them in the fridge overnight to thaw before serving.

Frequently asked questions
No matter what brand you prefer, I strongly suggest using full-fat for this dessert. Low-fat varieties are thinner and won’t give you that dense, rich consistency that’s a hallmark of the perfect cheesecake. Use the brick-style kind if possible, and never spreadable. Spreadable products are more aerated than the regular variety, so the cake can sink in on itself after baking. But if it’s all you can get, you may have to work with what you have. Look for one with 35% fat or higher with a thick consistency.
For this recipe, I would use a water bath to prevent cracks. Place a roasting pan on the bottom rack of your oven and bring a pot of water to a boil on the stovetop. When you’re ready to bake the cheesecake, pour the boiling water into the roasting pan, then place the cheesecake on the middle rack. Baking in a moist environment prevents the cheesecake from drying out and cracking.
To make the bananas sweeter and softer, try roasting them in the oven. First, preheat the oven to 300 degrees F and line a baking sheet with aluminum foil or parchment paper. Then, take two bananas and slice them in half lengthwise without removing the peels. Sprinkle the insides of the bananas with a little bit of sugar and place them face down on the baking sheet. Bake for six to nine minutes until the skins are black. After they cool, the skins will slip right off, and the bananas will be soft and gooey. This way, the banana flavor in recipes will be more prominent.
If you do not have an hour to wait for it to soften on the counter, cut it into cubes and cover it with plastic wrap. It should soften within 15 to 30 minutes. Or microwave it, unwrapped, in five-second intervals, flipping it over each time for about 30 seconds. Another way is to submerge the foil-wrapped cream cheese in warm water for 15 minutes, flipping it every five minutes. But it is best to put it in a Ziploc baggie in case it leaks.

More delicious cheesecakes to try:
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Banana Cream Cheesecake – Cheesecake Factory Copycat
Ingredients
Crust:
- 2 1/2 cups vanilla wafer crumbs or graham crackers crumbs
- 10 tablespoons unsalted butter melted
- 3 tablespoons white granulated sugar
- 1/4 teaspoon cinnamon
Cheesecake Filling:
- 32 ounces cream cheese room temperature
- 1 ½ cups white sugar
- 1 tablespoon all-purpose flour
- 1 tablespoon cornstarch
- 1/3 cup sour cream room temperature
- 1 tablespoon banana extract
- 1 cup pureed banana from about 2 medium bananas
- 3 large eggs room temperature
Bavarian Cream:
- 7 grams powdered gelatin
- 3 tablespoons milk
- 2 egg yolks
- 1 cup heavy whipping cream room temperature
- 2 tablespoons white sugar
- 1 teaspoon banana extract
- 1/2 cup heavy whipping cream cold
- 1/4 cup powdered sugar
Topping:
- 1 cup heavy whipping cream cold
- 1/4 cup powdered sugar
- 1/2 teaspoon vanilla extract
- Freshly sliced bananas
Instructions
Crust:
- Preheat oven to 325°F.
- Combine the crust ingredients in a medium bowl. Press the mixture into the bottom and up the sides of a 9-inch springform pan.
- Bake the crust for 10 minutes, then set it aside to cool.
- After cooling, wrap the outside (bottom and sides) of a 9-inch springform pan with aluminum foil to prevent water from entering the water bath. Set aside.
Cheesecake Filling:
- Reduce oven temperature to 300°F.
- In a large bowl, beat the cream cheese, white sugar, flour, and cornstarch on low speed until combined and smooth. Scrape down the sides and bottom of the bowl.
- Add the sour cream and banana extract and mix on low speed until well combined.
- Add the pureed bananas and mix on low speed until combined.
- Add the eggs one at a time, mixing on low speed to combine. Scrape down the sides and bottom of the bowl from time to time.
- Pour the cheesecake batter into the prepared crust.
- Place the springform pan inside a larger pan and fill the larger pan with enough warm water to reach halfway up the sides of the foil-covered springform pan.
- Bake for 1 hour and 30 minutes. The center should be set but still jiggly.
- Turn off the oven; do NOT open the door for 30 minutes.
- After 30 minutes, crack the oven door and cool the cheesecake in the oven for another 30 minutes.
Bavarian Cream:
- Add the milk to a small bowl, sprinkle the gelatin on top, and set aside.
- In a medium bowl, whisk the egg yolks together and set aside.
- Add 1 cup of room temperature heavy cream, white sugar, and banana extract to a large saucepan. Heat over medium heat until warm.
- Once warm, remove from the heat and slowly pour the hot cream into the egg yolks, stirring, to temper them.
- Next, add the egg mixture to the saucepan and return to the heat. Cook over medium heat, stirring, until the mixture is thick enough to coat the back of a spoon. That will take only a few minutes.
- Add the gelatin mixture to the saucepan and stir until smooth.
- Prepare a large bowl filled with add, pour the hot custard into another smaller bowl, and set it over the bowl with ice to cool to room temperature.
- Add 1/2 cup of cold heavy whipping cream and powdered sugar to a large bowl, then whisk on high speed until stiff peaks form.
- Once the custard has completely cooled, gently incorporate the whipped cream.
- Remove the foil wrapping from the cheesecake, then spread the Bavarian cream evenly on top. Place it in the fridge to cool for at least 6 hours.
Topping:
- Once the cheesecake has been refrigerated, run a butter knife around the edges and remove it from the springform pan.
- Add the heavy whipping cream, powdered sugar, and vanilla extract to a large bowl and whisk on high speed until stiff peaks form.
- Pipe swirls of whipped cream around the edge of the cheesecake and garnish with freshly sliced bananas.
Video
Notes
Smooth Bavarian cream
Although it is heavier than diplomat cream, that is what makes this cheesecake so unique. The problem with making this cream is that the egg yolks can curdle if you add the hot cream mixture too quickly. That’s why I highly recommend adding the cream little by little and always whisking the egg mixture vigorously. This way, the yolks will temper, and the mixture will be smooth and creamy. To remove any lumps, pour it through a sieve or fine strainer.More tips to consider
-
Make sure the ingredients are at room temperature before mixing them to avoid lumps.
-
Use a water bath for this cheesecake so you do not have to worry about cracks.
-
Be sure to wrap the pan in heavy-duty aluminum foil to prevent water leakage when using a water bath.
-
Also, let the cheesecake cool slowly by cracking the oven door for an hour before removing it.
-
Use Cool Whip or canned whipped topping to save time instead of making your own.


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This looks like it would be really tasty! I love a good cheesecake and a banana cream twist on it is something I have never considered.
I LOVE cheesecake so much. I cannot wait to try this out. It looks scrumptious.
That looks absolutely amazing. I love the banana you used in this recipe. Yummo!
This is a banana cream dream, and I am so on board for it! I cannot wait to make this!
Banana cream anything is my favorite. I can’t wait to try this cheesecake!
I love both banana cream and cheesecake. I can’t wait to try this. I normally have banana cream pie, so I bet the cheesecake will be even better.
Very sweet recipe..My kids will love this. I will try this over the weekend. But for me perfect for coffee.
Oh lush, Cheesecakes are my favourite dessert. I love the new twist with banana cream. I can’t wait to take this.
It looks so sweet and soft! I would love to have a taste of it! Thanks for sharing this!
Banana cream cheesecake sounds so delicious. I love any kind of cheesecake. I totally need to try this recipe.
I love banana cream pie, I bet this would be even better! This looks delicious!
I like the way it looks so much. The sliced bananas are so cute.
This looks delicous I woul dlove to try it.
Excellent recipe. Made it for my 13yo bday per his request and it was a huge hit. My only advice/change would be to the instructions. When the Bavarian cream is taken off the heat and put in the ice bath, I would recommend stirring it until it cools as opposed to letting it sit stagnant in the bowl. I did the latter and my cream firmed up on the bottom due to the gelatin and I had ri push it through a sieve to loosen it up before folding in the whipped cream. Other than that the flavour, texture of the cheesecake and the layers are divine. Will definitely be making this again.
This is delicious! Made it for my son’s 13th birthday and everyone loved it. I only have one adjustment to the instructions that I would recommend. When shocking the Bavarian cream in the ice bath, I would stir it to cool it down rather than having it just sit in the ice bath. I followed the directions as written and my Bavarian cooled to the point of setting slightly because of the gelatin and I had to press it through a sieve to loosen it up before folding in the whipped cream. Other than that, great recipe, beautiful flavour and texture. Will definitely be making it again.
so happy that you liked it, thank you for the feedback!
Hi! I loved this recipe..I’m asked to make this for my son-in-laws birthday 🎂.
I didn’t make the Bavarian creme ..but we really enjoyed this recipe.